Articles about wealth building, investing, and saving
A Japanese index fund investor faces the Hormuz Strait blockade, surging gas prices, and a $4,700 portfolio loss. Why dollar-cost averaging proved its worth — and why he didn't change a thing.
62% investment rate, a deliberate $1,400/month deficit. I sat down and actually worked out whether I qualify as 'NISA-binbo' — turns out I don't.
$670 into FANG+, $330 into NASDAQ 100, $1,330 into ACWI. Why these 3 funds, and why not S&P 500.
The Iran conflict wiped out S&P 500 year-to-date gains. An 8-year index investor explains why he's not changing a single setting.
A dual-income dad explains why he skipped the side hustle entirely and still built $330K in assets over eight years.
Gold hit ¥30,000/g. My wife suggested buying it 8 years ago. I didn't. Here's why I still choose index funds over gold, even after comparing the data.
After 30 years of near-zero rates, Japan's interest rates are climbing. How a salaryman investor is navigating the shift — mortgages, deposits, and everything in between.
I started iDeCo in 2019 and never thought about the exit. Then Japan changed the rules in 2026, and I realized how naive I'd been.
A personal filter for AI stock hype, from a guy who lost ¥2 million on individual picks
Japan's basic deduction jumped to ¥580,000 in 2026 (up ¥100K). The ¥1.03M income tax wall moved to ¥1.6M. And there's a furusato nozei One-Stop pitfall that voids your tax break. Full salary-worker breakdown.